Valentine Obi

  In 2019, eTranzact expanded her horizon to make cashless transactions safe and easy within and outside Ghana.  According to Dr Valentine Obi, the Founder and Group CEO of eTranzact, Ghana's march toward a cashless economy has been one of the most successful executions in Africa in recent years. Dr Obi, speaking during the unveiling of the new gh-Link EMV prepaid card in Accra, stated that Ghana has the largest financial inclusion rate in West Africa due to the broad adoption of electronic payment methods such as Mobile Money Services. Although the Bank of Ghana has provided an appropriate system to foster the majority of Ghanaians to utilize electronic payment systems, he believes that such services must have the interest of all Ghanaians and inexpensive to persuade the majority of Ghanaians to use. Dr Obi claimed that using cash is the most expensive method of doing business and that the launch of the eTranzact gh-Link card will lower costs and improve efficiency in other f...

On the  23rd of November 2018, Dr Valentine Obi the founder of eTranzact global  meticulously explained his journey and the journey of Nigeria's leading payment processing platform, eTranzact. He further elucidated that digital disruption has occurred and will continue to occur in small businesses and Financial Institutions. In his interview, Dr Valentine Obi gives an account of how eTranzact started. He mentioned that the vision was conceived as a result of the challenges people faced in making easy and painless payments. In his account, he explained that the vision was shared to authorities of how he could put a permanent end to people making huge payments by hand and making secure and cost-effective as much as possible. Hence, eTranzact was born. According to him, the vision was earlier rejected because people were very comfortable with hand-to-hand transactions. His pitch received no attention from appropriate government authorities. However, this did not stop him fro...

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  The theme of today is Repositioning Higher Education in Africa: Building Reputation Gaps in African Universities. In my discussion this morning, I will also be talk ing about the changing role of higher education in this age of disruption , with a particular focus on the way, computation , data and innovation are underpinning these changes.   To begin, I think we all recognise, we're in the midst of a global transformation that's catalysed by rapid acceleration of digital technologies including unprecedented access to computation and dat a. T he scale , scope and pace of these advances are truly unprecedented in human history.   To put this in perspective, if you look at the scale of these advances , we're not only dealing with a singular technology but rather a set of interrelated technological breakthroughs with a wide range of applications from health to finance , transportation to energy , manufacturing and far beyond . T his pace of innovation has be...

What is Strategy? In very simple terms, it is what's going to make a particular organisation different and provide a competitive advantage. When you ask a company, what does success looks like? The answer that you get is usually, I want to be the best company in my industry. I want to be the best bank, I want to be the best insurance company, I want to be the best IT Service company in this category, the best car company, etc. But in business competition, that's actually not the way to think about success. The reason is that there is no best company. So it's pretty hard to try to do something that's impossible. There is no best car company. There is no best insurance company. It all depends. It all depends, because there's no one way to compete. It is a mistake in strategy formulation, is to think that there's only one way to compete in every industry. There are different ways to compete and it is dependent on what customer and customer needs, you're actuall...