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Dr. Obi receives the Lifetime Achievement Award for initiating the field of digital payments.

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At the 12th Beacon of ICT Distinguished (BoICT) lecture series and awards, Dr. Valentine Obi, founder XCEL, was honored with the Lifetime Achievement Award for revolutionizing end-to-end card and digital payments. Dr. Obi was recognized for his accomplishments to Nigeria's economy, especially in the area of electronic payments. Generally, the BoICT Lecture series is considered as Nigeria's most prominent yearly event in the ICT sector, is meant to examine attempts to place Nigeria on the world map of information and communications technology. Dr. Obi was honored as a top player for African technology innovation and for creating eTranzact enterprises in Ghana, Cameroon, Nigeria, South Africa, and the United Kingdom at the event. Dr. Obi is an outstanding techy-finance entrepreneur who is the creator and founder of XCEL, UK's newest digital banking platform that makes it easy for users to open a standard UK account. In less than five minutes, customers can open a UK account (

2019: eTranzact fronts Gh-Link Prepaid cards in Ghana to Make Cashless Transactions Easier

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  In 2019, eTranzact expanded her horizon to make cashless transactions safe and easy within and outside Ghana.  According to Dr Valentine Obi, the Founder and Group CEO of eTranzact, Ghana's march toward a cashless economy has been one of the most successful executions in Africa in recent years. Dr Obi, speaking during the unveiling of the new gh-Link EMV prepaid card in Accra, stated that Ghana has the largest financial inclusion rate in West Africa due to the broad adoption of electronic payment methods such as Mobile Money Services. Although the Bank of Ghana has provided an appropriate system to foster the majority of Ghanaians to utilize electronic payment systems, he believes that such services must have the interest of all Ghanaians and inexpensive to persuade the majority of Ghanaians to use. Dr Obi claimed that using cash is the most expensive method of doing business and that the launch of the eTranzact gh-Link card will lower costs and improve efficiency in other financ

Exclusive Interview of Dr Valentine Obi Explicating The Starting moments of eTranzact and Digital Disruption in Small Businesses & Financial Institution

On the  23rd of November 2018, Dr Valentine Obi the founder of eTranzact global  meticulously explained his journey and the journey of Nigeria's leading payment processing platform, eTranzact. He further elucidated that digital disruption has occurred and will continue to occur in small businesses and Financial Institutions. In his interview, Dr Valentine Obi gives an account of how eTranzact started. He mentioned that the vision was conceived as a result of the challenges people faced in making easy and painless payments. In his account, he explained that the vision was shared to authorities of how he could put a permanent end to people making huge payments by hand and making secure and cost-effective as much as possible. Hence, eTranzact was born. According to him, the vision was earlier rejected because people were very comfortable with hand-to-hand transactions. His pitch received no attention from appropriate government authorities. However, this did not stop him from pursuing

How Xcelapp makes you transfer money from the UK to any country for Free!!!

  How to Transfer Money from the UK to any country for Free!!! Transfer funds xcelapp Getting funds transferred from the United Kingdom can be expensive and cost a lot. Sometimes, it takes 10% of the funds you originally intend to transfer to another party. But there’s a solution to this.  Xcel app allows you to transfer funds from the United Kingdom to any part of the world without paying transfer fees. Now, you send money to your loved ones in any part of the world without getting to pay for transfer costs. The best part, you can get the United Kingdom standard bank account easily.  About the App and Features About the app XCEL is the financial solution designed for your everyday transaction needs from money transfers to bill payments. Opening a UK standard account Open a standard UK account securely and in minutes with your own sort code and account number, and start transacting! Send and Receive Money Send and receive money directly into your account, in a secure manner, just as

Repositioning Higher Education in Africa: Building Reputation Gaps in African Universities By Dr. Valentine Obi

  The theme of today is Repositioning Higher Education in Africa: Building Reputation Gaps in African Universities. In my discussion this morning, I will also be talk ing about the changing role of higher education in this age of disruption , with a particular focus on the way, computation , data and innovation are underpinning these changes.   To begin, I think we all recognise, we're in the midst of a global transformation that's catalysed by rapid acceleration of digital technologies including unprecedented access to computation and dat a. T he scale , scope and pace of these advances are truly unprecedented in human history.   To put this in perspective, if you look at the scale of these advances , we're not only dealing with a singular technology but rather a set of interrelated technological breakthroughs with a wide range of applications from health to finance , transportation to energy , manufacturing and far beyond . T his pace of innovation has been

Business Strategy And Innovation By Dr Valentine Obi

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What is Strategy? In very simple terms, it is what's going to make a particular organisation different and provide a competitive advantage. When you ask a company, what does success looks like? The answer that you get is usually, I want to be the best company in my industry. I want to be the best bank, I want to be the best insurance company, I want to be the best IT Service company in this category, the best car company, etc. But in business competition, that's actually not the way to think about success. The reason is that there is no best company. So it's pretty hard to try to do something that's impossible. There is no best car company. There is no best insurance company. It all depends. It all depends, because there's no one way to compete. It is a mistake in strategy formulation, is to think that there's only one way to compete in every industry. There are different ways to compete and it is dependent on what customer and customer needs, you're actuall